People. Products. Precision. National TPA for Section 125, COBRA & FSA Compliance.
The boutique TPA that simplifies the complex. We handle compliance-heavy benefits so you can focus on your people.
FICA Savings Estimator
Calculate annual payroll tax savings (7.65%) by implementing a Section 125 POP plan.
Based on 7.65% FICA tax rate.
Tax Savings Calculator
Estimate how much you can increase your take-home pay by using an FSA.
For Employers
Offload the risk and administrative burden of compliance. We handle the details.
Get StartedFor Brokers
Partner with a TPA that stays behind the scenes and protects your client relationships.
Partner With UsFor Members
Shop eligible products, check your balance, and download the mobile app.
Shop & SaveAdministrative Services
Section 125 & POP
The foundation of tax-free benefits. We handle plan documents, discrimination testing, and payroll sync so you remain audit-ready at all times.
- ● Customized Plan Documents
- ● Annual Nondiscrimination Testing
- ● Summary Plan Descriptions (SPD)
Immediate Tax Savings
Reduces taxable income for both employer and employee.
Spend Your Funds
Use your PAI Benefits Card at our partner stores for guaranteed eligible items. No receipts required for most purchases.