Member Hub

Maximize Your
Take-Home Pay.

Your benefits, simplified. Access your funds, submit claims, and shop for eligible products—all from one place.

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Calculate Your Savings

See how much you can save on taxes by participating in an FSA.

Estimate Your Take-Home

For 2026, you can contribute up to $3,400 for Health FSA and $7,500 for Dependent Care.

Annual Contribution ($)

Est. Tax Rate 30%

Your Annual Savings

$1,020

Go to Member Portal

Actual savings depend on your specific tax bracket.

Use Your Funds

What Can I Buy?

Your FSA/HSA funds cover more than just doctor visits. From sunscreen to high-tech health monitors, thousands of everyday items are eligible.

Prescriptions

Dental & Vision

Over-the-Counter

First Aid

View Full Eligibility List →

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FSA Store

Guaranteed eligible. No receipts needed.

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Amazon FSA

Shop health essentials with Prime.

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* Affiliate links. PAI may receive compensation for purchases.

CURRENT BALANCE

● Active

$1,250.00

Medical FSA

✓

Claim Approved

Dr. Smith - Dental

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Receipt Uploaded

CVS Pharmacy

File A Claim

Benefits in Your Pocket

Snap a photo of your receipt and submit a claim in seconds. Check your balance while standing in the checkout line. The PAI mobile app puts you in control.

✓ Real-time balance updates
✓ Instant receipt uploads
✓ Fingerprint/Face ID login

Frequently Asked Questions

Why was my card declined? +

Common reasons include insufficient funds, the merchant code not matching eligible categories, or the card not being activated. Log in to the portal or app to check your balance and status.

Do I really need to save my receipts? +

Yes! The IRS requires documentation for all FSA/HRA purchases. While many transactions verify automatically (like copays), you should always keep receipts in case we need to verify a specific expense.

How do I log in for the first time? +

Click the "Participant Portal" link. Your username is typically your first initial + last name + last 4 digits of your SSN. You will be prompted to set a new password upon first login.

Where can I find claim forms? +

All necessary forms for filing manual claims or direct deposit authorization can be found in our Forms Library.