Minimize Your Risk.
Maximize Your Time.
Benefits administration shouldn't be a second job. We handle the complex compliance of Section 125, COBRA, and FSAs so you can focus on running your business, not dodging audits.
Audit-Proof Compliance
We generate your Plan Documents, run your Nondiscrimination Tests, and manage COBRA timelines. If the IRS knocks, weโre ready.
Payroll Integration
Manual entry is a liability. We integrate with major payroll providers to ensure deductions and demographic data sync automatically.
Dedicated Support
No call centers. You get a direct line to a dedicated account manager who knows your name, your plan rules, and your employees.
FICA Savings Estimator
Calculate annual payroll tax savings (7.65%) by implementing a Section 125 POP plan.
Based on 7.65% FICA tax rate.
Complete Administrative Solutions
Tailored specifically for the needs of modern employers.
Premium Only Plans
Section 125The easiest way to save money. Allow employees to pay insurance premiums pre-tax. You save on FICA taxes (7.65%) for every dollar contributed.
- โ Customized Plan Document
- โ Summary Plan Description (SPD)
- โ Annual NDT Testing
Spending Accounts
FSA / HRA / HSAEnhance your benefits package without breaking the budget. We handle the claims, the cards, and the questions.
- โ WEX Debit Cards for instant access
- โ Mobile app for receipt uploads
- โ Daily claims processing
- โ FSA Store integration
COBRA Administration
Risk ManagementCOBRA violations carry massive fines. We automate the entire notification and collection process for termed employees.
- โ Automated qualifying event notices
- โ Premium collection & remittance
- โ Open enrollment management
Commuter Benefits
Transit & ParkingIdeal for urban workforces. Allow employees to pay for parking and mass transit with pre-tax dollars.
- โ Integrated into the same WEX card
- โ No "use it or lose it" rule
- โ Direct payment to vendors
Essential Employer Documents
Powered by WEX. Managed by Us.
We provide you with the Employer Portalโyour command center for benefits administration. View real-time reports, manage enrollments, and check funding status instantly.
Employer Dashboard Features
The Onboarding Process
1. Discovery
We meet to review your plan design and specific needs.
2. Data Setup
We configure the WEX portal and test payroll files.
3. Communication
We provide enrollment materials and welcome emails to staff.
4. Go Live
Cards are active. Your dedicated manager is on standby.
What Employers Are Saying
"We went through a DOL audit last year. PAI's documentation was flawless. No fines, no stress. I sleep better knowing they handle our compliance."
"The tax savings from the Section 125 plan PAI set up covers their entire administration fee five times over. Itโs a no-brainer for our bottom line."
"Transitioning from a national carrier was my biggest fear. PAI's team handled the data migration seamlessly. We didn't miss a single claim payment."