For Employers | PAI | Compliance & Benefits Administration
HR & Business Leaders

Minimize Your Risk.
Maximize Your Time.

Benefits administration shouldn't be a second job. We handle the complex compliance of Section 125, COBRA, and FSAs so you can focus on running your business, not dodging audits.

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Audit-Proof Compliance

We generate your Plan Documents, run your Nondiscrimination Tests, and manage COBRA timelines. If the IRS knocks, weโ€™re ready.

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Payroll Integration

Manual entry is a liability. We integrate with major payroll providers to ensure deductions and demographic data sync automatically.

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Dedicated Support

No call centers. You get a direct line to a dedicated account manager who knows your name and your plan rules.

Complete Administrative Solutions

Tailored specifically for the needs of modern employers.

Premium Only Plans (POP)

Section 125

The easiest way to save money. Allow employees to pay insurance premiums pre-tax. You save on FICA taxes (7.65%) for every dollar contributed.

  • โœ“ Customized Plan Document
  • โœ“ Summary Plan Description (SPD)
  • โœ“ Annual NDT Testing

Spending Accounts

FSA / HRA / HSA

Enhance your benefits package without breaking the budget. We handle the claims, the cards, and the questions.

  • โœ“ WEX Debit Cards for instant access
  • โœ“ Mobile app for receipt uploads
  • โœ“ Daily claims processing
  • โœ“ FSA Store integration eliminates eligibility questions

COBRA Administration

Risk Management

COBRA violations carry massive fines. We automate the entire notification and collection process for termed employees.

  • โœ“ Automated qualifying event notices
  • โœ“ Premium collection & remittance
  • โœ“ Open enrollment management

Commuter Benefits

Transit & Parking

Ideal for urban workforces. Allow employees to pay for parking and mass transit with pre-tax dollars.

  • โœ“ Integrated into the same WEX card
  • โœ“ No "use it or lose it" rule
  • โœ“ Direct payment to vendors
The Platform

Powered by WEX. Managed by Us.

We provide you with the Employer Portalโ€”your command center for benefits administration. View real-time reports, manage enrollments, and check funding status instantly.

What You Get:

๐Ÿ“Š Funding Reports
๐Ÿ‘ฅ Census Management
๐Ÿ“‚ File Feed Status
๐Ÿ“ฅ Secure Messaging

The Onboarding Process

1. Discovery

We meet to review your plan design and specific needs.

2. Data Setup

We configure the WEX portal and test payroll files.

3. Communication

We provide enrollment materials and welcome emails to staff.

4. Go Live

Cards are active. Your dedicated manager is on standby.

Common Employer Questions

How difficult is it to switch to PAI from another TPA? +
We make it painless. We have a dedicated implementation team that handles the heavy liftingโ€”migrating plan documents, setting up the portal, and issuing new cardsโ€”typically within 30-45 days.
Do you integrate with my payroll provider? +
Yes. As a WEX Health partner, we can accept standard file formats from ADP, Paylocity, Paycor, UKG, and most major payroll systems to automate contribution posting.
How do you handle compliance testing? +
We perform your annual Nondiscrimination Testing (NDT) as part of our standard service. We collect the necessary census data, run the tests, and provide you with a pass/fail report with recommendations if needed.
Who do my employees call for help? +
They call us directly at our Oklahoma City office. No offshore call centers. Our local team handles participant questions regarding claims, card issues, and balances.

What Employers Are Saying

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"We went through a DOL audit last year. PAI's documentation was flawless. No fines, no stress. I sleep better knowing they handle our compliance."

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Sarah M.
HR Director, Manufacturing
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"The tax savings from the Section 125 plan PAI set up covers their entire administration fee five times over. Itโ€™s a no-brainer for our bottom line."

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David K.
CFO, Tech Services
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"Transitioning from a national carrier was my biggest fear. PAI's team handled the data migration seamlessly. We didn't miss a single claim payment."

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Elena R.
Benefits Manager, Healthcare