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Top brokers choose PAI because we stay behind the scenes and deliver flawless compliance, lightning-fast service, and modern WEX technology โ so your clients never want to leave you.
PAI never goes direct. We work exclusively through brokers and remain invisible to your clients unless you bring us to the table. We are an extension of your team.
We have a same-day response goal for all broker inquiries. With a dedicated implementation team and a 10-business-day average onboarding, you look efficient.
Zero audit surprises. We handle the heavy lifting: discrimination testing, COBRA notices, and 5500 filings so your clients stay compliant and you stay worry-free.
Tools and insights to help you close the deal and retain the client.
A Premium Only Plan (POP) is the foundational step to tax savings. It allows employees to pay their insurance premiums with pre-tax dollars.
Broker Tip:
Use the calculator on the right to show your client exactly how much they are overpaying in taxes.
Calculate savings for your client in real-time.
Any employer with 20 or more employees on more than 50% of its typical business days in the previous calendar year is subject to Federal COBRA laws.
Failure to provide notices can result in IRS excise taxes of up to $100 per day per beneficiary.
PAI automates the entire timeline: Qualifying Event -> Election Notice -> Premium Collection -> Carrier Remittance.
An insurance carrier's booklet is not a compliant plan document. We draft the ERISA-compliant Wrap Docs and SPDs your clients need to pass an audit.
We leverage the WEX Health Cloudโthe same platform used by national carriersโbut we wrap it in our concierge service layer.
"My clients stay with PAI. Thatโs the metric that matters. Their implementation team is so proactive that I don't have to chase paperwork."
"Zero noise. I refer PAI because I know I won't get a call from an angry HR director 3 months later. They just handle it."
"I was hesitant to move my clients from a large national administrator, but PAI made the transition invisible. They handled the data migration perfectly, and my clients are happier for it."
Connect directly with John Kennedy, VP of Market Development & Client Leader, to discuss your specific client needs.
Or call PAI Sales directly: (405) 507-0800